Debt-to-Income Checkup prompt

Finance38.9K

算出你的负债率并理解它意味着什么

Compute your DTI and grasp what it means

Full prompt
帮我算并理解「负债收入比」。我的月还款总额(房贷/车贷/各类还款)【____】,税前月收入【____】。请:1)算出负债收入比百分比;2)用通用经验区间(如较健康/需警惕/偏高)说明它大致处于什么水平;3)解释为何这个指标重要;4)若偏高,给降低它的两类通用思路(增收/减债)。只做指标科普,不构成借贷或投资建议。
Fill in the blanks, then copy

How to use this prompt

  1. 1Copy the full prompt below
  2. 2Replace the [____] placeholders with your specifics
  3. 3Paste into DeepSeek / Claude / ChatGPT to run

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