Windfall Allocation Framework prompt
Finance40.8K
年终奖/红包到账,理性分配不乱花
Split a bonus rationally instead of blowing it
Full prompt
我收到一笔意外之财(年终奖/退税/红包)共【____】元,帮我理性分配。请:1)给一个通用分配框架,例如先还高息债、补应急金、留一部分犒赏自己、剩余存入长期储蓄;2)结合我当前情况(有无负债/应急金:____)调整各档比例;3)提醒「犒赏自己」也要设上限避免一次花光;4)给执行的先后步骤。只做分配框架科普,不推荐任何具体投资去向。
Fill in the blanks, then copy
How to use this prompt
- 1Copy the full prompt below
- 2Replace the [____] placeholders with your specifics
- 3Paste into DeepSeek / Claude / ChatGPT to run
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